6 Healthy Packaged Foods That Save You Time And Money

When choosing packaged foods, it’s important to read the labels. This can be time consuming but worth it. To save time, try focusing specifically on foods low in sugar, low in salt and high in protein. Stay away from anything containing high fructose corn syrup which is an unnecessary sugar additive. Why do we even need sugar in bread? Foods with the fewest ingredients are best. If you don’t know what an ingredient is, chances are it’s not good for you.

Marketing techniques labeling foods as Lite, gluten free, healthy or wheat may not always be the healthiest choice. As an educated consumer you should know the difference. Many so called “wheat” products may not be whole grain or made from whole wheat. The first ingredient should be whole wheat flour. Wheat flour, unbleached wheat flour, multigrain, enriched, and stone-ground wheat flour are alternative ways of saying “refined white flour.”

To save you some time in the grocery store, I’ve compiled a list of packaged healthy foods that can also save you money. Here are 6 packaged foods that I recommend:

1. Canned beans. Opt for the low salt version if you can. Always rinse the beans thoroughly to wash away any unnecessary salt. Try to avoid beans with sauce or refried beans that tend to be high in sodium.

2. vegetables. Plain vegetables without sauces and added salt are a healthy and delicious addition to any meal. Steamables are a great choice when you’re in a hurry or just too tired to cook. They are quick and easy and leave you with little clean up. They can be more expensive, so stock up when they’re on sale. I’ve found them on sale for as little or close to $1 a bag.

3. Frozen berries. Not only are they delicious, but can really save you money. Especially in the winter when berries are out of season and more expensive. Try mixing them in plain Greek yogurt. Or serving them with pancakes or French toast. It makes a natural sweet sauce. Sometimes we thaw them in the microwave, making them a little warm to pour over our pancakes. Try topping them with a dollop of Greek yogurt too. It gives it a taste that’s almost like a crepe.

4. Nut butter. If the ingredient says almonds, you have a winner. It takes some time to stir, but if you store it in the refrigerator, you shouldn’t have to stir it again.

5. Low sugar cereals. Ideally cereals should have less than 6 grams of sugar. Opt for whole grain cereal such as toasted oats and muesli. Unsweetened instant oatmeal can be thrown in the microwave for a quick & healthy breakfast.

6. Canned Tuna fish. Packed in water. This is a quick and inexpensive source of protein. I pack my tuna salad with lots of vegetables like onions, celery, carrots, vinegar, pepper and olive oil mayonnaise (it tastes just like the real thing without adding as much fat and calories).

When choosing pre-packaged foods just remember, marketing can be deceptive. The fewer ingredients, the more natural the product. Look for whole wheat flour as a first ingredient when selecting whole grain foods. Try to stay away from processed foods that are high in sodium, sugar or contain high fructose corn syrup.

What You Can Learn From My Summer Vacation

‘Remember in our youth the standard return-to-school “What I Did on My Summer Vacation” essay? This summer has given me several lessons that have value for you today.

The story begins with a local police officer knocking on my door at 9:00 one night, asking me about my brother, Billy. Of course, you know what happens next–I find out that Billy died in a motorcycle accident a few hours earlier. He was 57, divorced, with no children. He was a floor layer, a regular ordinary guy. Like you and your team members.

First lesson: we are in a business of relationships. Don’t let corporate purchasing and hard bid tactics make you forget this. While price is part of the purchase consideration, the quality of your work and the relationships you foster with your clients, customers, and co-workers are paramount. I first realized this as word about Billy spread through the grapevine and I received numerous calls, emails, and cards of condolence from across the country. These were unexpected and much appreciated.

I saw it again at his wake. Having worked his trade in the New York area for over 30 years, my brother was well-known. On that Memorial Day weekend, we were visited by many of his associates. Not just tile guys, but the Foreman from the Laborers, and a superintendent from a General Contractor, to name a few. There were even guys who had worked with our father in the business-and some even remembered when I had helped out on a few jobs, way back when! Connections between people-that’s what it’s about.

Next lesson: how is your health? Construction is hard work, yeah. But it isn’t a substitute for quality exercise and eating. Billy wasn’t in bad shape, but he wasn’t in good shape, either. He loved to eat; cooking was his hobby. He didn’t exercise. And he had coronary artery disease. In fact, he may have had a health crisis that triggered the crash. We don’t know for sure. But we do know that he was not taking care of himself and now, he’s gone. Are you taking care of yourself? (If not for yourself, then for those who love you.)

“Divorced with no kids” sounds like an easy estate to deal with, right? Well, it would be if

  1. there had been a will (there wasn’t)
  2. there had been up-to-date beneficiaries on his life insurance policy (his ex-wife is still listed, although that wasn’t his wish; he just “never got around to” changing beneficiaries even though they’d been divorced for several years), and
  3. all his records had been kept in one place (not even close).

Looking through files and folders is never easy, but having to weed through pay stubs from 1986 makes the process even harder. I realized that my finances and directives are in a similar state of disorganization. I am currently creating what I call the Red Envelope, where all of that information is being placed to make the process easier for whoever needs to deal with it. We need to do this for the benefit of those around us. If you are a business owner or the head of a household, this becomes even more important.

By now, you may be fed up with my personal ramblings. But remember what my brother did for a living. He was a regular guy, he was just like you and the guys who work for you and with you. I am hoping you can learn from him so your team is better off.

Select an Experienced Defense Lawyer

Some of you may be wondering why you would ever need a San Antonio defense lawyer. Well, any time a person is accused of a crime-whether they are innocent or guilty-they have to build a defense to present in court. An experienced lawyer will help to not only build a strong argument, but also deliver it during the trial.

Lawyers will assist you from the time you have been arrested and throughout your court case. They provide legal services after your case, if you have been tried and convicted through the appeals process. You can obtain a professional San Antonio defense lawyer privately, meaning you, a relative, or friend researched credentials, and secured one personally.

In selecting the right legal representative, you want to make sure they have expertise in the area in which you were charged. Someone that has experience going to trial and fighting cases similar to yours, preferably with a high success rate would be very beneficial. It wouldn’t be a good idea if you have a felony case, and the lawyer has only handled misdemeanors in the past.

The lawyer you secure will examine your case and look at you as being innocent. They will advise you and secure all of the documentation they need to present the best case on your behalf. The types of crimes a San Antonio lawyer can help you with are crimes of a violent nature, like assault, murder, sexual assault, molestation, possession of drugs or trafficking drugs.

While many lawyers can handle federal and capital cases such as murder, sexual assault, and drug violations, they are usually also adept at handling what are known as “white collar” crimes, such as embezzlement and fraud. Another thing to keep in mind when looking for an attorney is that many of them offer free consultations, so inquire about this before setting up a meeting with any lawyer. This can not only save you money, but can also take off any pressure you may feel to choose a lawyer that you don’t really want.

Real Estate Investment Financing

Real estate investment financing is a better option than the traditional residential real estate mortgages. The financing in this sector is done mainly by borrowing money as it is more lucrative than investing one’s own money in a single real estate. Real estate investment is a great possibility for many people to gain equity and to generate cash flow and due to this, demand for commercial real estate investment financing is increasing day by day. The real estate investments include homebuilder stocks, real estate mutual funds and real estate investment trusts (REITs).

A real estate investor can get around 98 percent financing for his investments. Even, cent percent financing is available. Zero down real estate investment financing is a fully documented loan which is provided to a single family, townhouse, or condominium. The only requirement for this program is excellent credit. It is now available at reasonable rates. For investment properties, limited and no documentation loans are also available.

Many companies are providing financing for the real estate investments. Most of the business concerns are allowing a maximum of 5 to 6 new rental property mortgages yearly. These companies provide low interest rates and quick close available (48 hours) options to the investors. For a reliable and stable financing, short term and interim financing loans are available. It is hard for a person to get real estate investment financing for more than six properties in a single year. In this situation, sellers financing is the best alternative for achieving the maximum leverage of the investment.

There are various real estate investor financing books available in the market from where one gets rich information about the financing methods. Other means through which one gets ample information about the real estate investor financing are courses, books, tapes, software and services. Before trying a real estate investment financing, make sure that the banks are regulated by the federal government and are capable enough to underwrite conforming loans.

Home Improvements on Your House

Home improvement projects are ways to make your home more beautiful, attractive, cleaner and more cozy and comfortable to stay and live in. They are not just ways to improve or beautify your home, they also assures security and protection. Improving your home offer many benefits, one thing is that it can also be a reasonable investment. Home improvements in addition, can make a house more livable and may even increase the value of your home.

Here are the top most important home improvement projects to help improve your homes:

Home repair involves the diagnosis and resolution of problems in a home. It also includes home maintenance to avoid problems. Most types of repairs are Do it-Yourself projects, where you can simply maintain and repair it by yourself in order to cut down your repair and maintenance costs. It is best that you handle your home repairs and maintenance because other types may be complicated and usually time consuming and risky because you need to hire professionals or handyman to the job. Home repair includes heating and cooling repair, plumbing repair, exterior home repair, electrical and plumbing repair.

Part of improving your home is energy saving. Normally, energy used in homes is responsible for over a quarter of all emissions of carbon dioxide, the main greenhouse gas causing climate change. That’s why making your home as energy efficient as possible will reduce carbon emissions and could also save you money on your fuel bills. Insulate your home to reduce the consumption of fossil fuels which add to the greenhouse effect. By doing so, you are actually helping the environment. Insulation is also an excellent sound absorbed and can assist in reducing noise transmission through walls, ceilings and floors making your home or your work environment quieter and peaceful.

The most important project in improving a home is security and safety. It’s undeniable that crime is increasing every year and is invading any home even those considered safe communities. Keeping your family safe is always the first priority. Install electronic devices such as home alarm systems for doors and windows. Attach motion detectors that sense movement or the heat given off by one’s body. The most common incident that could happen into your home is fire. That’s why it is necessary to be aware of fire safety measures. Be prepared by installing fire alarm systems, purchase fire extinguishers and smoke detectors.

Improving a home can make you spend hundreds of dollars, but the return on investment is all worth it. A beautiful, comfortable and safe home is what matters most. Anyway, it is a very rewarding feeling seeing the great results of your newly improved home.